Tuesday, December 29, 2009

Top 10 tech Stories of the Decade

1. The dot-com deathwatch
2. Microsoft is busted
3.
Apple launches the iPod, and gets back on track
4.
HP ties the knot with Compaq
5.
Google superstar
6.
Vista delays .... and launches
7. The battle over Facebook: Social networking hits prime time
8.
The rise of the botnets: Security tops Web worries
9. Gates moves on ... baby boomers, move over!
10.
The iPhone: Apple redefines a market, again

full article on : http://www.cio.in/node/4104/nl

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Wednesday, December 23, 2009

factors for pen selection

In that order, as far as I am concerned

1 - Grip - the most important
2 - nip/size of ball in ball pen (0.5/0.7)
3 - in case for ball point pen - the way it opens up (convenience)
4 - weight of pen
5 - brand of pen
6 - type of ball
7 - flow of ink

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Sculptors of Indian IT Industry

http://www.ciol.com/slideshow/50years/page1.asp

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Monday, December 21, 2009

too long list to be treated as hobbies

Music/Guitaring/DAncing
Photography
Blogging
Sanskrit
Quiz
Stamps/Currencies
Stationary
Sports(swimming, Tennis)
Reading (IT, Finance, Economics)

dunno what all may add to this.
do not think that anyone may have such huge list of hobbies
thats the only reason not able to pursue one and master any one.........

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Sunday, December 20, 2009

CFTP - yet another acronym

C - Courage/confidence/commitment
F - Faith in you
T - Tolerance
P - Patience/Perseverance/Passion


yet another acronym of qualities that will help in every aspect of life

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Thursday, December 17, 2009

Some acronym that may help

IT
Fiinance
Economics
Communication
Aptitude

CAIFE/IFECA

some acronym

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Sunday, December 13, 2009

history of Ball Point Pen

A ballpoint pen is also eponymously known in British English and Australian English as a Biro named after its credited, though contested, inventor László Bíró

The first patent on a ballpoint pen was issued on 30 October 1888, to Kayleigh frost Loud, a leather tanner, who was attempting to make a writing implement that would be able to write on the leather he tanned, which the then-common fountain pen couldn't do.

In the period between 1904 and 1946, there was intense interest in improving writing instruments, particularly alternatives or improvements to the fountain pen. Slavoljub Eduard Penkala invented a solid-ink fountain pen in 1907, a German inventor named Baum took out a ballpoint patent in 1910, and yet another ballpoint pen device was patented by Van Vechten Riesburg in 1916.

László Bíró, a Hungarian newspaper editor, was frustrated by the amount of time that he wasted in filling up fountain pens and cleaning up smudged pages, and the sharp tip of his fountain pen often tore his pages of newsprint. Bíró had noticed that the type of ink used in newspaper printing dried quickly, leaving the paper dry and smudge free. He decided to create a pen using the same type of ink. Since, when tried, this viscous ink would not flow into a regular fountain pen nib, Bíró, with the help of his brother George, a chemist, began to work on designing new types of pens. Bíró fitted this pen with a tiny ball in its tip that was free to turn in a socket. As the pen moved along the paper, the ball rotated, picking up ink from the ink cartridge and leaving it on the paper. Bíró filed a British patent on 15 June 1938. Bíró also patented the invention in Paris in 1938.

In around 1940-43 the brothers and a friend, Juan Jorge Meyne moved to Argentina and on June 10 filed another patent, and formed Biro Pens of Argentina (in fact, in Argentina the ball pen is known as birome, portmanteau of Bíró and Meyne). László Bíró died in Buenos Aires in 1985. Argentina's Inventor's Day is celebrated on Bíró's birthday , September 29.

In 1950 Marcel Bich bought from Bíró the patent for the pen, which soon became the main product of his Bic company. "Bic" as the tradename (pronounced BiK, not Beak); as with 'Hoover' and 'Xerox', the tradename has subsequently passed into general use.


Compiled from
http://en.wikipedia.org/wiki/Ball_pen
http://en.wikipedia.org/wiki/L%C3%A1szl%C3%B3_B%C3%ADr%C3%B3

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Sunday, December 06, 2009

Attributes to Economic Indicators

1- Relation to business cycle/economy
a - Procyclic
b - Countercyclic
c - Acyclic

2 - Frequency

3 - Timing
a - Leading
b - Lagged
c - Coincident

read n detail at about.com :-> http://tinyurl.com/58uao

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Business Cycle Indicators

you can find the list of Business Cycle Indicators in the following link from about.com
about.com :-> http://tinyurl.com/yj6uhvq

Of these some important indicators are as follows :
Gross Domestic Product (GDP)
Consumer Confidence
New Home Sales
Personal Income and Consumption Expenditures
Consumer Price Index (CPI)
Retail Sales
Industrial Production

Also following is the link that lists the American collection of economic indicators. It is published by The United States Congress. Their Economic Indicators are published monthly and are available for download in PDF and TEXT formats. The indicators fall into seven broad categories:

about.com :->http://tinyurl.com/yh5txjr

A very useful data for anybody interested in business and strategy.
cheers!!!


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Sunday, November 29, 2009

why use reading library

1 - you get loneliness along with moral support
2 - you get a non disturbing crowd, along with you to study
3 - you get quite ,nice and conducive environment
4 - you are away from temptation
5 - you get motivation to study more, by seeing others
6 - as you use chair and table to study, even though you take a nap, you get up in 10-15 min
7 - you can use different methods of studying at your convenience

but the library should be
1 - spacious
2 - with proper ventilation

note : if the crowd there is of Medical and CA students, you will automatically study well.

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Saturday, November 21, 2009

Gyan - Three factors that effects success

Three factors that effects success

1 - Relations : Man is a social animal. S/He cannot live without interacting with people. So relations play a major role in ones success. This relation can range from you spouse, parents, friends to the world outside. Any type of a person is an outcome of the surroundings around him, so give everybody a fair chance and stop being judgmental.

2 - Focus : In life the earlier you are focused the faster you will be successful and the more your life would be simpler. But yes when are you focused you are doing the same thing, so at certain times you have to hold your patience. After all expertise comes with focus and practice, practice, practice.

3 - Positive Attitude : Along with positive attitude you should also have the go getter attitude, that whatever may be the case you will get things done. The positivity will help you to push and the go getter in you will know that you can manage to get it.

Bonus- Grace (the whole world converges to help you) : If you have the above things in you the environment around will help you in some or the other way. At times it may even help you the way you didn't want. But you shouldn't care as it is the result that you should bother.

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Sunday, November 15, 2009

3 Es of Paradigm Shift in Management

Today we had our convocation for Post Graduate Diploma in Management at our college SIESCOMS, Nerul. Actually this was my first convocation ceremony attended by me. There were two guest being called for this occasion. First were Dr. Govind Natarajan and second were Mr. Jayant Godbole. Both were eminent personalities in the field of IT and Banking respectively.

The occasion started of by our Director Dr. A.K. Sengupta addressing us. I must say this was one of his most motivating speeches I have ever heard. I can still feel the Gus bumps when I am writing this.

Sir talked about the shift in the management paradigms. Basically this was to set the expectation which the corporates will have from the day we join them after MBA. The expectations comes from the need of the company/industry. So sir mentioned about the 3 Es of paradigm shift in the management parlance over the period of say 100 years when management as a concept came into focus.

1. Efficiency : As the concept of management came into place in the early 20s - 60s, people were talking about management efficiency. Every one should be efficient in their work. All processes and standards were monitored on efficiency.

2. Effectiveness : As years moved by, in the period from 60s to 80s, for that matter till 90s people talked about effectiveness. It does not solve any purpose how much efficient you are if a person is not able to deliver. How much ever time you save on a work, if it is not helping getting the work done, than its of no use. So everything should be target or goal specific. Be it market share, profits, sales, quality, customer satisfaction etc...

3. Excellence : Last but not the least from 90s onwards management focused more on excellence. As everybody started to be efficient and effective, what difference you are providing? What is that extra bit in you that makes you excellent.

Hence in short it is the excellence that they look for in new recruits. What different approach, be it in any way, are you bringing to the organization as a fresh blood. From technical side or management side companies now-a-days are rewarding such kind of candidates who brings difference in the perspective. Though at times it would be difficult for a candidate to make this difference, but once the change happens we can easily find people at the age of 35 becoming CEOs of the organizations.

And ofcourse at the end of having all this skills, one should not forget the BASICS

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Monday, November 09, 2009

excerpts from nandan nilekani's latest interview on UID project

This is a project, which is unprecedented anywhere in the world

I have an office in the Planning Commission and thanks to Ahluwalia.

Challenges : 1 - De - duplication : to check duplication for 1 million entries daily.
2 - Quality of finger prints

It is an ultimate form of inclusive growth.

Aggressive deadlines : Issue the first set of numbers in 12-18 months.
600 million numbers in five and a half years from now

2 types of companies needed to implement this : One will provide technology for us
The second is those running applications for us

A biometric committee now under Dr B K Gairola, who is the director general of the National Informatics Centre (NIC).

read the full story on BloombergUTV

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Friday, November 06, 2009

my favorite watch models

image made on picasa

Some info on the watch companies

Breguet : Breguet is a manufacturer of luxury watches, founded by Abraham Louis Breguet in Paris in 1775. Currently part of The Swatch Group, its timepieces are now (since 1976) produced in the Vallée de Joux in Switzerland. Breguet is one of the oldest surviving watch-making establishments and is the pioneer of numerous watch-making technologies, the most notable being the tourbillon, invented by Abraham Louis Breguet.

Longiness :Longines is brand of watch, originally a company founded by Ernest Francillon at Saint-Imier, Switzerland. Its origins can be traced back to the 1830s and it currently holds the oldest registered logo for a watch company (a winged hourglass). Longines is currently owned by the Swatch Group.

Longines is known for its 'Aviators' watches. One director of Longines was a friend of Charles Lindbergh; after his transatlantic flight, Lindbergh designed a pilot watch to help with air navigation. The watch was built to his specifications, and is still produced today.


Raymond Weil : RAYMOND WEIL GENEVE is a Swiss watchmaker, founded in 1976 in Geneva, Switzerland. The company was created by Raymond Weil, now Chairman. His son-in-law, Olivier Bernheim, became President & CEO in the 90’s and now the third generation, Elie and Pierre Bernheim, has joined the company. It is one of the last independent brands in the luxury Swiss watch industry.

content from Wikipedia

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Wednesday, November 04, 2009

two good links on watches

http://dreamwatches.blogspot.com/
http://www.thepurists.com/

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Sunday, October 18, 2009

Rangoli - Art made out of colors



The above art is called Rangoli. Part of the word "RANGoli", RANG stands for color in Hind Language. More famous during Diwali, this art is created outside the house near the entrance. Diwali is one of the most important festivals in Hindu religion. Many kind of shapes and forms are being created by using colors.

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Monday, September 28, 2009

3 N of consumer behavior

3 Ns of buying behavior

N - Nice to have
Its like going to a shopping mall and looking at a swiss knife and buying it. I know that I do not travel much but yes its NICE to HAVE one.

N - Need to have
Back to those days when we had pager as a device. I have one of Motorola, and I am a business man. Suddenly people are using mobile phone as they become cheaper and people are finding difficult to reach me. I NEED to HAVE a mobile phone. Still I can survive for some time with pager, as my business is not that huge.

N - Necessary to have
Continuing the above scenario, my business is growing. People are really facing difficulties to reach me. Also due to pager the TAT(turn around time) for my reply is more. People start complaining please do something. Now its NECESSARY for me to HAVE a cell phone.

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Saturday, July 25, 2009

Sanskrit Saptaaha [Sankrit Week]

Department of Sanskrit, University of Mumbai

Every year Sanskrit Department, University of Mumbai celebrates Sanskrit week in August. This year the department is celebrating this week from Saturday 01st to 08th August, 2009 along with various colleges (teaching Sanskrit) in Mumbai and some institutions propagating Sanskrit viz. Rtaayana, Maharashtra Seva Sangh (Mulund), Sanskrit Bhasha Samstha (Dadar), Srivatsa Balamandiram (Dadar), Deva Vanimandiram (Girgaum) and IES Sanskrit Kendram (Dadar)

The programme of the Sanskrit week is as follows:-

Sr. No.

Day and Date

Programme

Venue

Time

01.

Saturday

01/08/2009

Katha Kathan Competition (Sanskrit)

Digambar Patkar Vidyalaya, Dadar

11am to 05pm

02.

Sunday

02/08/09

Sanskrit Play Competitions

Kavivarya Kusumagraj Marathi Bhasha Bhavan

Vidyanagari, Kalina

10am to 05pm

03.

Monday

03/08/09

Power point Presention

Competition for Students

Theme- Science in Sanskrit

Department of Sanskrit, University of Mumbai, Santacruz.

02pm to 05pm

04

Tuesday

04/08/09

Cultural Programme by various colleges in Mumbai

Department of Sanskrit, University of Mumbai, Santacruz.

02pm to 05pm

05

Wednesday

05/08/09

Elocution Competition

(Sanskrit)

Department of Sanskrit, University of Mumbai, Santacruz.

02pm to 05pm

06

Thursday

06/08/09

Sanskrit Antyakshari

Department of Sanskrit, University of Mumbai, Santacruz.

02pm to 05pm

07

Friday

07/08/09

Shakuntal IVth Act

Maharashtra Seva Sangh, Mulund

07pm to 08pm

08

Saturday

08/08/09

Meghaduta-dance ballet, Prize distribution and valedictory

Kavivarya kusumagraj Marathi Bhasha Bhavan,

Vidyanagari, Kalina

04pm to 06pm

There will be nominal entry fee for all events except Antyakshari and Meghaduta. Active participation from all Sanskrit lovers is expected. For details Contact - 9869105178 (Dr. Mahulikar), 9870963421(Dr. Bakre)

Dipesh. V. Katira
http://deep-upanishad.blogspot.com

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Thursday, June 25, 2009

Nandan Nilekani Quits Infy

Nandan Nilekani will relinquish the position of co-chairman and member of the board at Infosys.
Nandan Nilekani is goin to take charge of of the Unique Identification Authority of India (UIDAI).
Nandan Nilekani will be appointed as a chairperson in the rank of cabinet minister.

Full Story on : CXOtoday

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Friday, June 19, 2009

Inflation Check

This post will do the inflation check every week. Assuming that I have IN Rs.1000/- what all I can buy from this amount.

We have always heard from our parents that during our days the loaf of bread cost 50 Paise, now it is around Rs 12/-.

We never ever had facts as to how much it appreciated across these many years at least quarter on quarter.

So I thought of documenting every Friday, what all I can buy from the same 1000 Rs. without it being invested.

What better than today when it hit 30 years low and went to a so called DEFLATION. The number went as high as 12.93 on 2 Aug 2008 to as low as -1.6 today [TOI]

So here is the list what I can buy from Rs 1000/-

1 - One Peter England shirt
2 - One Provogue T Shirt
3 - One Telephone Instrument from Beetel
4 - 8GB Pen Drive
5 -

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Friday, April 10, 2009

The World's Extreme Places


The World's Extremes


eg:

The World's Largest Rock Formation




Uluru also known as Ayers Rock is the world's largest rock formation. This sandstone monolith, located in Australia, has a height of 348 m (1,142 ft). and around 9.4 km (6 mi) in basal circumference. Ayers Rock appears to change its color as light strikes it at different hours of the day.

The World's Most Active Volcano:Kilauea-Hawaii
The World's Lowest Lake: The Dead Sea-between Israel and Jordan
The World's Largest Coral Reef:The Great Barrier Reef-Coral Sea, Australia
The World's Largest Cave Passage: Deer Cave-Borneo,
The World's Longest River : The Nile- starts from Lake Victoria, Uganda and flows through Sudan and Egypt.
The World's Highest Peak: Mount Everest-on the border between Sagarmatha Zone, Nepal, Tibet and China.
The World's Highest Water Falls : Angel Falls-Venezuela
The World's Hottest Place : Sahara
The World's Coldest Place : Antarctica

The World's Extremes

Posted using ShareThis

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Tuesday, April 07, 2009

WOCKHARDT’S WOES - ‘MTM, derivative los...

WOCKHARDT’S WOES - ‘MTM, derivative los...

Habil Khorakiwala, chair- man of Wockhardt Ltd, has written to senior employees say-ing that the drug maker plans to divest stakes in units that are not central to its main business to ove...read more...


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Thursday, March 19, 2009

a small break

taking a small break.
really tired of sitting on PC.
facing some hand ailments too.
Will be taking some rest, apart from the scheduled posts.


bbbye
cyborg

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Monday, March 16, 2009

MICROBLOGS - How to Twitter like the pro...

MICROBLOGS - How to Twitter like the pro...

W hen I first joined Twitter,I felt like I was in a noisybar where everyone was shouting and nobody was listening. Soon, I began to decode itsmany mysteries: how to find a flockof fo...read more...




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Wednesday, March 11, 2009

Categories of Laptop

It is shocking to see now-a-days everybody is having a laptop(notebook) these days. Though the correct name is notebook, at least for common man in India it is still a Laptop.

We can clearly make out that the rate at which the rate of Laptops are going down is faster than that of Desktops. Plus the common man is more aware of facts and advantages of having a Laptop. Thanks to all different kind of Tech shows on the News channels.

But from the Manufacturers point of view, they have already categorized laptop according to users.
The categories are divided into 2 :-
1. Corporate Users
2. Personal (Individuals and Professionals).

The categorization would have been done on Price,Configuration,Usage, etc.. What ever may be the case, the manufacturers definitely want to brand both the categories separately and hence each category has a different name

So here is a chart of different manufacturers and their category Brands.

Manufacturer : Dell
Commercial : E-series, Vostro*
Personal : XPS, Studio, Inspiron

Manufacturer : HP-Compaq
Commercial : HP-Compaq Portfolio
Personal : Hp Pvilion, Compaq Presario

Manufacturer : Lenovo
Commercial : ThinkPad
Personal : Idea


Manufacturer : Acer
Commercial : Extensa, Travelmate
Personal : Aspire

* for small and medium size business

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Wednesday, March 04, 2009

Information Diarrhea

I have this habit to to write some important pointers whenever I read it somewhere.
Unfortunate thing is that we cannot keep a common notepad/note book so that we can accumulate those points every time.
So I this time I had Post-It notes with me and I wrote on the following points:

01 - Entrepreneurship
02 - Scientific
03 - Technological
04 - Social Transformation
05 - Research
06 - Educational Contribution
07 - Leadership

Now the problem is I do not remember the context in which I wrote these above points.

Guys if you people can make some rationalization please let me know :)

I call it Information Diarrhea.


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Monday, March 02, 2009

ICFAI Books

Some Good ICFAI Books on management:

Financial Strategy
Financial Management
Treasury Management : The New Dynamics
Six Sigma in Services
Financial Reporting
Financial Services

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Saturday, February 28, 2009

Char Dham

Char Dham journey consists of following 4 places :
Char Dham Destination 1. Badrinath
Char Dham Destination 2. Jagannath Puri
Char Dham Destination 3. Dwarka
Char Dham Destination 4. Rameshwaram

This is just a listing.

Will complete the article as and when i get info


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Friday, February 27, 2009

Which ISP to select?

Here ISP stands for Internet Service Provider.

ISP are companies that provide internet connection to common public plus corporates. Normally every ISP provides connection to both the audience. The prices may vary accordingly too.

The basic points for pricing is the the Usage,Connection Speed,Data Transfer. For techy people availability of LAN also matters. This is because software like DC++ and ODC helps to transfer movies/music in fraction of a second through lan. Thankfully it prevents the painful waiting of 2-3 days for a movie to be downloaded. All the ISPs that gives connection which are shared that means that do not have dedicated services allows usage of such software.

So I looked for various options as follows:
You Telecom
Globcast(our local provider)
Hathway
MTNL TriBand

My first choice was that I needed a Cable Net connection. If it is dedicated connection(static IP) than it was more preferred. So I decided to go for Hathway. My budget was anything below 600 per month and around 256 kbps. So hathway didn't fit my budget also it had very high data speed at a very high cost and with less validity of usage.

Visiting you telecom website I shortlisted the following plan :

You explore 250 @Mbps !gB free 250 per month rental
and 0.90 Rs extra per MB of usage.

But then it again would require LAN connection and an extra Carton of LAN cable. The problem is more if they do not have a near by existing connection and would take more time for installation. I never inquired their installation charges.

I had already experienced bad service with our local cable net operator so decided to go for MTNL Triband. The plan of MTNL Triband is as follows

200P 256 Kbps 500MB download limit 199 per month rental and Re 1 per extra MB usage.

This is how we can take a triband connection. Actually the connection we get is on the existing MTNL land line connection. So we have to just call on 1504 from the land line on which we have to take the Triband connection. Then just book the plan that we have selected from their brochure. Next they will send their technician at your place within next 3 days.

They will install the modem, which requires a LAN card(not necessary). Actually there goes a UTP cable between their modem and our LAN card with a RJ45 connector. They will also provide us with a phone cable splitter with the RJ 11 connector. This is for the purpose that we can use the phone and internet simultaneously.


After this, the actiivation takes around 1-2 hours and you are ON. The modem also has a facility to connect to PC through USB rather thann through LAN card. The speed is pretty decent and also since we didnt need more data usage this plan is perfect.

So now comes the ONE TIME CHARGES.
Rs.300 - Installation charges
Rs.500 - For modem usage(since its rented; we can even buy the modem from them).

Plus apart from the rental (299 in my case) we have to pay Rs.50 per month as a modem rent.

ok guys, thats it :)
happy surfing

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Thursday, February 26, 2009

7 wonders of India

As there are 7 wonders of the world, I think every country would be coming out of its own 7 Wonders.

Based on the same theme, two big Indian Media houses have followed the suite. They have also started to list out 7 wonders of India.

One started the poll for 7 wonders of Idnia through a SMS from 21 July to 31 July in 2007. The result that came out of this poll for 7 wonders of India are :

1. Shravanabelagola or Gomateshwara- a place called Shravanabelagola in the Hassan district of Karnataka state

2. Harmandir Sahib (Golden temple) - located in the city of Amritsar in Punjab

3. Taj Mahal - located in Agra, Uttarpradesh

4. Hampi located in a village in northern Karnataka

5. Konarak - a small town in the state of Orissa

6. Nalanda - an ancient university near Patna in Bihar

7. Khajuraho - a village in the Indian state of Madhya Pradesh

I don't think so any one would deny the above list.

But still out of what reason I do not know, other media house have come out with yet another campaign to list 7 wonders of India. The year for "7 wonders of India" campaign this time is 2009 and the voting is still active. I am not so sure what might be the purpose, may be business or may be a real one. The verbatim from its website is as follows
Verbatim:
"The rich heritage of India is best revealed in its 'Seven Wonders'. From a majestic monolith to places of worship, a mausoleum and a university- our wonderful land is a treasure trove. Join us as we discover incredible India in all its glory. Our campaign endeavors to choose the magnificent SEVEN from the wonder that is India. Your votes will decide the winners among the enchanting monuments from around the country."

What ever may be the reason campaigns like 7 wonders of India will definitely reiterate the ancient culture of India in our minds. Apart from the reiteration it will make people realize that our country probably has more tourist destination than any other country in the world. What change the campaign 7 wonders of India made in me is; "NOW I WANT TO SEE THE WHOLE OF INDIA BEFORE GOING TO ANY COUNTRY"

First time I did miss the voting for 7 wonders of India, but this time I will not and actually didn't. I missed the voting for the top20 wonders which is the predecessor step for the final 7 wonders of India. So without wasting any time when I knew that the final 7 wonders of India have to be chosen from the top 20 I voted ASAP. What was different this time was probably they allowed us to list any of the destination that we felt should be nominated, other then just giving us the options.

So here is my voted list out of top 20 for 7 wonders of India. :
1 - Golden temple
2 - Nalanda university
3 - Ajanta ellora
4 - Jaisalmer fort
5 - Sun temple
6 - Shravanabelagola
7 - Khajuraho

The top 20 list for 7 wonders of India voted were : go to this link

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Monday, February 23, 2009

Indian Banking Vision 2010 - 03

Conclave on Indian Banking Vision 2010

BY SIESCOMS

PART 03

The next module was a panel discussion on Market Forces and Consolidation. Chaired by Mr. Ashvin Parekh, Partner and National Leader - Global Finance Service, Ernst & Young. Mr. Krishnamurthy Vijayan, Chief Executive Officer, J. P. Morgan AMC, India in this module mentioned about the impact of consolidation on the stock prices. The traders and Investors reaction along with the market reaction to the consolidation. He mentioned that the analyst in the industry like consolidation major reason for which being that the stocks would be bought into limelight if consolidation takes place and is likely to increase liquidity and more important is the opportunities that it would bring to both the speculators and the investors. The stocks potential would basically be analyzed on the bases of its Balance Sheets, Branch Networks, and Management post the consolidation.

To proceed, Mr. Venkatachalam, General Secretary, AIBEA, compared the Indian banks size to that of the foreign counterparts and also mentioned that in the future there would exist opportunities for some banks to carve out niche in the market and serve specific segments like the rural segment, in India this can be possible thanks to the huge diversity that the country provides.

Mr. Leo Puri, Managing Director, Warburg Pincus India Pvt. Ltd. spoke about the possibility of the public private cross consolidation can bring about certain implication which would be challenging to handle such as the public sector banks major goal would be to ensure social profit where as that of the private sector bank would be to earn commercial profit in such a situation, it may be difficult and confusing to decide on strategies and bring abount commonality of goals.

Also he brought about an interesting thought that in the past it was said that more the number of banks will be there, more the amount of competition would exist and hence more efficient the banks would become and now a reverse trend is seen where it is said that less the number of banks, more the consolidation and economies of scale and more efficiently the banks can operate.

The last but definitely not the least was the module on Changing Global Regulatory Standards. This module was handled by CA Ved Jain, President, Institute of Chartered Accountants of India and Mr. Prashant Saran, Chief General Manager-in-charge, Reserve Bank of India.

CA Ved Jain spoke about the various types of risk that need to be managed. The Credit Risk, Market Risk and Operations Risk are the risk that needs to be managed. Some of the regulatory framework for the same being BASEL II and Accounting Standards Rule 32. Also, in India, The International Financial Reporting Standard will come into play from 1st April, 2011. So, all banks will have to make sure by then, they comply to these standards for which they might have to look at consolidation as a option.

Mr. Prashant Saran spoke about the various tools for regulation like risk management, incentives, etc, on what the regulation entities want. He also threw light on rule based regulation in comparison to principle based regulations.

As good things come to an end, so this Conclave on Indian Banking Vision 2010 with the vote to thanks which was given by Mr. Ashvin Parekh, Ernst & Young. The wonderful event which made consolidation the way ahead for Indian Banks so much more clearer with a 360 degree view of all stakeholders and implication on each one of them. The event was possible thanks to the Indian Banks’ Association, Principal Sponsor IDBI Bank, Ernst & Young the Knowledge Partner for the event and S.I.E.S. College of Management Studies, the Academic Partner of the Conclave on Indian Banking Vision 2010.

PART 01


PART 02

Courtesy : Manish Punjabi

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Saturday, February 21, 2009

Indian Banking Vision 2010 - 02

Conclave on Indian Banking Vision 2010

BY SIESCOMS

PART 02

Ernst and Young, the Knowledge Partner of the event launched the report which it had prepared on the Indian Banking Sector in association with S.I.E.S. College of Management Studies and Indian Banks’ Association called “Consolidation: way forward.

Mr. Ashvin Parekh, Partner and National Leader-Global Financial Service, Ernst & Young spoke about the report in brief, mentioning the need of consolidation, the drivers, trends and the areas that would require attention. In India, we have a number of Commercial banks both in the private and public sector along with a number of co-operative banks, UCB’s Regional Rural Banks and Foreign Banks. Public banks could have issues related to NPA or Capital requirements, the Private bank may not have deep pockets of the promoters and consolidation would through be needed. The Drivers towards Consolidation being the need for size, the need for minimum net worth and the BASEL II requirements.

Internationally also, a similar trend exists, like in Japan from thirteen banks in 1990’s to just four now. The Areas that would require managing would be those related to Pre-merger, post merger and regulatory. Thus, the way forward according to him would be Consolidation.

After the wonderful presentation by Mr. Ashvin Parekh, went ahead with a tea break and resumed to start off a discussion on Business and Systemic Justification for Consolidation. The panelist of the discussion were Mr. K. S. Harshan, Executive Director, The Federal Reserve Bank Ltd., Mr. Neeraj Swaroop, CEO-India, Standard Chartered Bank, Mr. Alok Misra, Chairman and Managing Director, Oriental Bank of Commerce. The Discussion was chaired by Dr. A. K. Sengupta, Director, S.I.E.S. College of Management Studies. The discussion came forth with the pro and cons of consolidation. The advantages which would come out of it being in terms of Capital, HR and growth and the disadvantages being in terms of consolidation may not change anything for the consumers and also that India being a large and wide country, more number of banks in a way does make sense. It was discussed that the need of the hour may be that of Differentiation by the banks and not consolidation. Also when were consolidation is spoken of in case of the Banking sector of India it is usually referred to as that of Public Sector Banks and not private. So it may be important to note that the same consolidations may make equal sense for the private player and also cross-consolidation may be seen in the future.

The current market scenario was discussed the observation being that the customers are now much more demanding as compared to the past. Also the customers being widespread, scaling up is an option which is necessary to reach out to them and keeping in mind the foreign banks which would in the future be a big threat to the Indian banks, scaling up would make sure they have a healthy playing filed with the foreign competitors.

The Banks in India today seem to be caught in the QoQ syndrome i.e. the Qayamat sey Qayamat Tak syndrome where they keep working to ensure short term goals of good results are visible every quarter without keeping the big picture in mind.

The discussion ended with an extremely interesting question answer session which made every one ponder on the thought that in the sector moved from monopoly to perfect competition and is seen to be moving in the future from perfect competition back to a more monopolistic situation i.e. with only a few big players which would be present after consolidation.

Post the Lunch; the event was addressed specially by Mr. V Leeladhar, Deputy Governor, Reserve Bank of India. The speech was about the Payment System in Indian. He spoke about the past which started off with barter system to coins, paper, bills of exchange, cheques, plastic money and the present internet and mobile gateways. The need in India is a Safe, Secure, Speedy and Sound payment gateway system. The implication of the Payment and Settlements Act, 2007 were then discussed by Mr. V. Leeladhar along with the e-payment initiatives like Electronic Clearing System (ECS), Electronic Fund Transfer (EFT), Real Time Gross Settlement (RTGS), Internet Based Banking and Mobile Banking.

PART 01

PART 03

Courtesy : Manish Punjabi

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Thursday, February 19, 2009

Indian Banking Vision 2010 - 01

Conclave on Indian Banking Vision 2010

BY SIESCOMS

PART 01

It is said that banking sector is the backbone of any economy. The stronger and efficient the banking sector in an economy the easier can business take place, the more attractive the market is for companies and more beneficial it is for the consumers. And in today’s dynamic environment where its cliché to say this but yet true that Change is the only things that is constant, it is essential for the Indian banks to continuously bring about reforms in them to become better and stronger so as to be recognised as world class and to facilitate the robust growth in the economy.

Keeping this need of bringing about reforms in the Indian banks continuously to become better each day, The Indian Banks’ Association organized a conclave on Indian Banking Vision 2010. This conclave was organized in association with S.I.E.S. College of Management Studies which was its Academic Partner, Ernst & Young its Knowledge Partner and IDBI Bank the Principal Sponsor of the event. The event was held in the marvelous ball room of the Hotel Grand Hyatt on the 1st of August, 2008.

The event started off with the inaugural speech by Mr. T S Narayanasami, Chairman IBA & Chairman and Managing Director Bank of India. He gave a brief introduction to the reforms in the past decade how the Indian commercial banks need to be geared up to face the upcoming competition of foreign banks which are far more superior in terms of capital, technology and products. With this he discussed how Consolidation could be used by the Indian banks as a spring board to launch into growth.

The Inaugural session was followed by The Key Note Address by Mr. Venugopal Dhoot, Chairman and Managing Director, Videocon Group. Mr Dhoot threw light on the fact that how the Indian infrastructure is severing as a deterrent to growth. Even though the infrastructure has improved leaps and bounds in the recent past, there still exists immense opportunities for further enhancement. At present the cost of the banks is an issue which if addressed can help the banks, the consumers as well as the businesses. And one way to address this issue is to put emphasis on Internet Banking, ATM and Mobile Banking. Both these concepts have picked up huge following in the foreign countries and have saved huge sums in the costs. In India, these mediums have started picking up pace but more fuel to this fire is required if the banks wish to flourish and be competent enough against the technologically advanced foreign banks.

The Vote of Thanks was offered by Dr. A. K. Sengupta, Director, S.I.E.S. College of Management Studies. Dr. Sengupta expressed gratitude towards all those who had been involved in making the event possible and a success and also mentioned an interesting shift in what the 3C’s for a Bank was in the past as compared to what it is in the present moving towards the future. He mentioned that in the past the 3C’s for the Banks were Character, Capital and Capacity of the customers. In today’s scenario, peeping into the future, the 3C’s that would be important for banks would be Consolidation, Convergence and Capacity Building to ensure success.


PART 02

PART 03



Courtesy : Manish Punjabi

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Wednesday, February 18, 2009

vote karegaaaa vote kar

Ppl if you guys like any of my blogs please do vote for it.

Please go to this link : http://www.mumbaibloggers.net/vote-for-the-best-blog/

Its basically a competition for the best blog in mumbai.

thanks.
Cyborg

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Monday, February 16, 2009

Red Green Blue - Cartridge Refilling

I have a HP PSC-1402 All in One printer. It has Printing Copying and Scanning facility. But the main problem is its cartridge. New cartridges are costly and the refilled don't last long.


So for the first time in almost three year i got the color cartridge refilled. Initially the charge for BW cartridge was Rs 80 and now it has become Rs.100. The color cartridge cost me Rs.250. Do not know whether the color rates are at par but the guy who refills it dies it pretty good.
Do just have a comparison I went to Cartridge World in Mulund West. What i found was the rates were a BOMB. Color refilling was around 450 and BW refilling was around 225. They have a good deal if we give both refilling at a time. So finally I got the refilling from the local guy.

Just to make it clear, the coloring thing normally works with the combination of three basic colors Red,Green,Blue (RGB the acronym). It is the usage of this color with different intensities that we get all the shades of the color. All the three with least intensity will give White and all the three shade with full intensity will give Black to just explain it.

What this guy did is, he by mistake put more of Red color in the cartridge. It was even leaking from the cartridge. The worst part was whenever I used to print any color image or document it was all in Red. So I called him up and he told to keep on printing 4-5 pages till all the extra Red color goes.

Hence I went to internet to find some images in RGB so that I knew whether rest of the color is somewhat working good.

The image search result really came out with good or Fantastic images of RGB and its combination.


So did try to print it 3-4 times and 4th time I got all the colors right. :))


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Sunday, February 15, 2009

What is the Automatic Route?

"We have a subject called International Business in our final semester. Under this we had to give a presentation on Kingfisher Airlines regarding its international business environment. The analysis was to be done taking under consideration Social, Legal, Economical, Political, Technological factors. Also called as Slept analysis; its nothing but PEST analysis with a L for legal.

While making the presentation I came about that India allows FDIs in the Airline Industry thorough Automatic Route. I recollected something but was not sure. So after the presentation which was on 15 Feb, and went good, I searched on Automatic Route. I found a very short and perfect route of Automatic Route of FDI investment on RBI's website. Here it is verbatim.

For all non finance people, FDI stands for Foreign Direct Investment. This is nothing but people out of India investing in Indian companies. The automatic route gives a route through which Indian companies can get investment from abroad without any hindrance from RBI."


What is the Automatic Route?

A. Under the Automatic Route, an Indian Party does not require any prior approval from the Reserve Bank for setting up a JV(Joint Venture)/WOS(Wholly Owned Subsidiary) abroad (in case of investment in the financial sector, however, prior approval is required from the concerned regulatory authority both in India and abroad). source


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HAME GARV HAI HINDUSTAN PAR AUR HINDUSTANI HONE PAR
I have taken the oath have you? http://tinyurl.com/oathforindia


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Thursday, February 12, 2009

Google's Initial Beta Homepages


http://tinyurl.com/create.php

This is how google home page looked initially.

Source : Google's tenth anniversary/birthday


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Friday, February 06, 2009

VISA explained

A-B-C-D-E-F-H-I-J-K-L-M-O-P-R


A Visas (Official Visas)-
A-1: For Ambassadors, public ministers & consular officers
A-2: For immediate family members of A-1
A-3: Attendants & servants of A-1 and A-2 holders


B (Business/Visitor) Visa -
B-1: Temporary visitor for business
B-2: Temporary visitor for leisure


C & D Visa (For Aliens in transit) -
C-1,2: Alien in transit directly through US
C-3: Family of C-1,C-2 in transit
C-4: Transit without Visa(TWOV)


D-1: Sailors departing on vessel of arrival
D-2: Sailors departing by other means


E - Visa (For Traders/Investors) -
E-1:
Treaty Trader, spouse and children
E-2; Treaty Investor, spouse and children


F Visa (Students) -Want to study or research at a U.S. college? Then F is the visa for you -
F-1: Academic Student
F-2: Spouse or child of F-1H (Temporary Worker) Visa -


H-1B: Persons in a specialty occupation
H-2B: Seasonal nonagricultural workers
H-3: Trainees other than medical/academic; also training of handicaps
H-4: Dependants of H visa holders


I Visa (Mediapersons) -Are you a reporter, film person, Editor? Then you require an I-visa -Essential docs: Your press ID, a letter from the editor.


J & Q Exchange Visitor Visa -
J-1 exchange visitors may be academics, scientists, businesspeople or students.
J-1: Visas for exchange visitors
J-2: Spouse or 'child' of J-1 under 21


Fiance(e) of US Citizen -
K-1 Fiance(e)
K-2 Minor child of K-1
K-3 Spouse of a U.S. Citizen (LIFE Act)
K-4 Child of K-3 (LIFE Act)
Docs: Marriage certificate & Photos, Intent of marrying within 90 daysin US(for K1).


L Visa (Intracompany Transferees)-
L-1A:
Executive, managerial
L-1B: Specialized knowledge
L-2 Spouse or child of L-1


Vocational and Language Students -
M-1:
Vocational student or other non-academic student
M-2: Spouse or child of M-1


O -Visa (For Prodigies) -
O-1:
For a Genius in Sciences, Arts, Education, Business, or Athletics.
O-2: Alien's (support) accompanying O-1
O-3: Spouse or child of O-1 or O-2


Athletes and Entertainers-
P-1: Athletes & Entertainment groups
P-2: Entertainers in exchange programs
P-3: Entertainers in cultural programs
P-4: Spouse or child of P-1, 2, or 3


R-Visa (Religious Workers)
R-1:
Religious workers
R-2: Spouse or child of R-1

A-B-C-D-E-F-H-I-J-K-L-M-O-P-R

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Wednesday, January 28, 2009

Global Industry Classification Systems

"This is how standards help. Being a student I always wondered what are the total types of Industries/Sectors. What can be the type of Industries and inside them what would be the major sectors. Though the following classification are used by people in the FINANCE domain, at the same time it can be used by common people to know at least what are the main Industry heads around the world"

http://tinyurl.com/bt75d3

The Global Industry Classification Standard (GICS) is used as a basis for S&P and MSCI financial market indexes in which each company is assigned to a sub-industry, and to a corresponding industry, industry group and sector, according to the definition of its principal business activity. It was developed by Morgan Stanley Capital International (MSCI), and Standard & Poor's (S&P) in response to the global financial community’s need for accurate, complete, and standard-industry definitions. The GICS structure consists of 10 sectors, 24 industry groups, 68 industries and 154 sub-industries. The system is similar to ICB (Industry Classification Benchmark), a classification structure maintained by Dow Jones Indexes and FTSE Group.

Links :

- Wiki

- MSCI-Barra GICS Tables. Retrieved on 2007-04-06.

- MSCIBARRA


The Industry Classification Benchmark (ICB) is a company classification system developed by Dow Jones and FTSE. It is used to segregate markets into sectors within the macroeconomy. The ICB uses a system of 10 industries, partitioned into 18 supersectors, which are further divided into 39 sectors, which then contain 104 subsectors.

The principal aim of the ICB is to categorize individual companies into subsectors based primarily on a company's "source of revenue or where it constitutes the majority of revenue." If a company is equally divided amongst several distinct subsectors, authorities from the Dow Jones and FTSE may be summoned to make a final judgement. Firms may appeal their classification at any time.

The ICB is used globally (though not universally) to divide the market into increasingly specific categories, allowing investors to compare industry trends between well-defined subsectors. The ICB replaced the legacy FTSE and Dow Jones classification systems on 3 January, 2006, and is used today by the NASDAQ, NYSE and several other markets around the globe.

Links :

- Wiki

- Home

- Webhelp



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Monday, January 26, 2009

INDIA


http://tinyurl.com/IndiaInc



Incidentally today is a Monday when I used to cover different brands of India and today is also Republic day of India. So it is all the most perfect time to cover the brand named INDIA or INDIA INC.


Who is India:
India, officially the Republic of India (Bharat in Hindi), is a country in South Asia. India is the seventh-largest country by geographical area,India is the second-most populous country, and India is the largest democracy in the world. India is bounded by the Indian Ocean on the south, the Arabian Sea on the west, and the Bay of Bengal on the east, India has a coastline of 7,517 kilometers (4,671 mi). India is bordered by Pakistan to the west;China, Nepal, and Bhutan to the north-east; and Bangladesh and Myanmar to the east. India is in the vicinity of Sri Lanka, the Maldives, and Indonesia in the Indian Ocean.

India is a republic consisting of 28 states and seven union territories with a parliamentary system of democracy. India has the world's twelfth largest economy at market exchange rates and the fourth largest in purchasing power. Economic reforms since 1991 in India have transformed India into one of the fastest growing economies; however, India still suffers from high levels of poverty, illiteracy, and malnutrition "and I would add CORRUPTION". A pluralistic, multilingual, and multiethnic society, India is also home to a diversity of wildlife in a variety of protected habitats.

India: Motto:
"Satyameva Jayate" (Sanskrit)
Truth Alone Triumphs"(English)

India: Anthem:
Jana Gana Mana (Hindi)
Thou art the ruler of the minds of all people

India: National Song :
Vande Mataram (Hindi)
I bow to thee, Mother


What is Brand India:

Brand India is a phrase used to describe the campaign India is using to attract business. Basically the campaign is to project the attractiveness of India as an emerging destination for business in the fields of service sector, manufacturing, information technology, infrastructure, information technology enabled services, etc. The campaign uses both India as huge market for products and services as well as a lucrative destination for investment. The federal government is spearheading the campaign with considerable cooperation from the domestic business body Confederation of Indian Industry (CII) and the more informal India Inc abroad.

Amongst the leading organizations working on building Brand India is India Brand Equity Foundation (IBEF), a public-private partnership between the Ministry of Commerce and Industry, Government of India, and the Confederation of Indian Industry. It aims to effectively present the India business perspective and leverage business partnerships in a globalising market-place.Its website (ibef.org) is a resource centre for global investors, international policy-makers and world media seeking updated, accurate and comprehensive information on the Indian economy, states and sectors. IBEF regularly tracks government announcements in policy, foreign investment, macroeconomic indicators and business trends.

India Inc. is a common term used by the Indian media to refer to the corporate sector of the nation.


links:
- Official Website
- List of All Indian Govt Dept Sites
- Image India - A cool project from GOI

- Indian Brand Equity Forum
- Incredible India
- Maps
- India
- Tourism
- Brand India
- Ibef Brand India
- What is Brand Inida - Wiki
- Wiki
- Misc
- Hindu Article


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Tuesday, January 20, 2009

Indian Currency A Retrospect

The trace of paper notes goes back to the issues by the Presidency Banks to the late 18th Century.

The Presidency banks were :
Bank of Bengal,
Bank of Bombay
Bank of Madras


The monopoly of these banks to print notes came to an end when The Paper Currency Act of 1861 conferred upon Government of India.

After that Government of India kept on printing note till RBI was formed. Reserve Bank of India was established on 1 April,1935.

Verbatim:

"The motifs appearing on Indian currency notes reflect the changing socio-cultural ethos and the world-view of the times: buccaneering mercantilism, colonial consolidation, domineering imperialism, the grandeur of empire, to the symbols of National Independence followed up by allegories of progress and finally in the latest series, reminiscing Gandhian values."

"The Government of India has the sole right to mint coins. The responsibility for coinage vests with the Government of India in terms of the Coinage Act, 1906 as amended from time to time. The designing and minting of coins in various denominations is also the responsibility of the Government of India. Coins are minted at the four India Government Mints at Mumbai, Alipore(Kolkata), Saifabad(Hyderabad), Cherlapally (Hyderabad) and NOIDA (UP)"

source : RBI , Coins

http://tinyurl.com/IndianCurrency
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